FINANCIAL MINDSET: WHICH ONE ARE YOU?

After hearing two coworkers different point of view about finances, budgeting, and saving it had me think about my point of view on finances. Which mindset of the financial spectrum did I fall on? One coworker said she only lives once. Therefore, she buys what she wants, when she wants, and doesn’t particularly save. She pays her bills in full every month. After that, she and her husband live their life. They didn’t believe in the rainy day. “I can’t take the money with me when I die.” Hmmmmm…….

The other coworker was on the complete opposite end of the financial mindset. Her and her family budget everything every month down to the entertainment, eating out, and extras. She said if she goes to the store and get to the counter and the total is over what she planned she will stand there and determine which item she needs less and put it back. Whenever the budget runs out for that category, that is it until next payday or it’s time to budget again. They also have a set savings amount each month. “We just don’t know what’s going to happen.” Hmmmmmm……

So that leads me to the question of which mindset are you?

A. Tomorrow isn’t promised so I’m going to live each day like it’s my last. I’ll worry about tomorrow and what is needed then.

B. I like to be prepared and make sure I have everything I need. I never know when an emergency or unexpected situation or expense may occur.

C. Some where in the middle.

D. Haven’t thought about it.

What’s your financial mindset? Which aisle of the spectrum do fall on? QUICK FINANCIAL WELLNESS TIP

RosalynLynn

Be you so you can be free.

ALL IT TAKES IS A SMILE

I’ve watched a ton of videos and read many articles from successful business owners and entrepreneurs. One going theme was they went into business to serve, solve a problem, make someone else life easier, and to give back. Then the financial gain came from that. It’s so cliche, and we see it everywhere we turn today, to be kind and make someone else smile. It’s free to smile, wave, be positive, say thank you, please, and to ask someone how their day is going. In turn, not only have you made someone else feel good, heard, seen, and appreciated, you’ve fed your heart with goodness that will grow. What we put out into the world will come back.

Yesterday when I went to pick my daughter up from school, there’s this teacher out there that directs traffic to let you know which lane to go to. He’s out there rain, sleet, snow, humidity, hot, and cold weather. He waves at every car or parent as he directs traffic. Each day my husband and I go we wave and go to the lane he tells us. Well yesterday, he made it a point to come to the window and motion me to roll it down. He proceeded to say he looks forward to my husband or I coming to pick up, because we always wave and smile back. He said he appreciated us acknowledging him, waving back and making his day. Many parents ignore him waving and just go through the line.

First of all, he’s a teacher and we appreciate him. However, the littlest gesture of appreciation is all we ever need. When someone smile at you, smile back, it’s free and that’s their way of acknowledging you. Waving and saying hello is the easiest way to tell someone you are seen and heard. To ignore them, is rude and says more about you than them.

To know that your hard work and efforts are appreciated gives you the motivation to keep going and to help others. We’ve all felt unappreciated at some point. If not at work, in relationships or at home. How many times have we said, a thank you would do great. WHAT DOES IT MEAN TO #BE KIND

So it’s not a cliche. Be kind… to everyone out there. It definitely will be appreciated. The kindness always come back around. If you want to be treated with love, care, kindness, and respect we must give it out in abundance. Have a great day!!!!! #BeKind

RosalynLynn

Be you so you can be free.

MENTAL NOTE OF THE DAY

”My goal is not to be better than anyone else, but to be better than I used to be.” – Dr. Wayne Dyer

If we don’t like the way we feel, we have the absolute power and right to change it. If we want to do something or have a thought, goal, or dream we can make it happen. In no way are we supposed to be the same person we were yesterday, a year ago, five years ago, or 10 years ago. Growth is supposed to happen. Simply focusing on your growth, happiness, and journey is what will keep you at peace. My happiness is my responsibility. Your happiness is your responsibility. Do whatever makes you feel at peace within, calming to wake up each day, and be safe emotionally. 10 MENTAL HEALTH REMINDERS The truth is happiness looks and feel different for everyone. Hence, why we should keep certain things to ourselves. I was speaking with a client and she was telling how her and her husband wanted another child. Even though she received much push back due to her being in her early 40’s she still decided to proceed with her plans. She explained how she didn’t let other people comments and opinions sway her desires. Sometimes we have to keep in mind that some people are placing their limited beliefs they have for themselves onto us. Not everyone will understand your happy. They aren’t supposed to. Focus on you. Support others. Don’t compare yourself. Each day strive to be better and do better for you. Enjoy the rest of your day!!!!!!

RosalynLynn

Be you so you can be free.

MENTAL NOTE OF THE DAY

”Better to get hurt by the truth than comforted with a lie.” – Khaled Hosseini

”The truth hurts.” I think we all heard this since birth growing up. Why? Because it really does hurt. When faced with the truth there are some tough decisions and choices you’re going to have to make. Those decisions will effect relationships, your finances, and life circumstances. We often avoid them because the unknown side effects are unbearable to think about. However, imagine the internal pain and sometimes physical pain we cause ourselves when trying to justify what we know to be a lie. We make excuses, blame ourselves, give empty boundaries and consequences, blame other people, outside circumstances, and eventually give multiple chances. We just keep adding commas when a period or exclamation point should have ended it. TIPS TO MAINTAIN EMOTIONAL WELLNESS The relationship, job, financial budgeting, goals, health, dieting, exercising, and many other things we move the goal post on. Yes it’s so much easier to deal with the truth on the front end than back end. It saves time, money, and heart ache. If we don’t take care of ourselves mentally, physically, and emotionally we have mental breakdowns, stress causing health problems, lack of sleep, and poor habits. When saying I need a day off is so much easier. Getting that check up and catching things early or preventing is better than a diagnosis. Taking care of your home and vehicle maintenance is better than spending thousands of dollars on the back end. No matter what area of your life it is, facing the truth, acknowledging the truth, and conquering it head on will be better for your wellbeing all around. Enjoy the rest of your day!!!!!!!

RosalynLynn

Be you so you can be free.

BLOCK OUT THE DISTRACTIONS

Blocking out distractions is something we all have to adhere to at work, at school, or even home. For some, blocking out distractions is a little more difficult. When I was in the 4th grade, at one of my parent teacher conference, the teacher told my mom the only problem she had was every time the door open I’d look up to see who was there. Well, you can say I was curious, nosey, or bored. But if a door opens it’s almost a natural reaction to look up and see who’s there. Well not so much.

Fast forward to now. My youngest son, who’s in the 5th grade, have some kids that seek attention and may disrupt the class from time to time. Well when that happens and the teacher has to give certain students special attention, it throws my son off. He can’t concentrate. He’s upset that they are acting out and interrupting. In the result he has to finish his work at home or it may take a little longer than usual.

“Son you’re going to have to block out the noise.” Simply put. I explainied to him we can’t control other people, their actions, or when some distractions may occur. The only thing we can control is how we respond. We must not let other people actions cause us to lose sight on our task, goals, or job. MENTAL HEALTH REMINDERS: KEEPING MYSELF CENTERED

Is it tough? ABSOLUTELY!!!!!! But mastering the art of focusing on what you’re doing in the moment, completing the work, and staying consistent will allow you to block out the distractions. In every class, at every office, and every store there is going to be a distraction. If it isn’t preventing you physically, harming you, or affecting your mental capacity then it’s not your business to tend to. Every since then he has been able to block out distractions.

Blocking out distractions doesn’t just have to be at work or school. It can be at home. Blocking out negative mental and emotional noise is something we all work towards each day. Those are honestly the biggest distractions. The voices, thoughts, and emotions that we believe prohibit us from functioning on a daily. Block out the noise. Ignore the negative. Don’t feed into the distractions.

RosalynLynn

Be you so you can be free.

AFFIRMATIONS TO RELIEVE ANXIETY

Throughout the day or at some point we’re all are going to have a moment of anxiety. It’s normal. It’s important for us to have some tools or positive affirmations to help us in those moments. I use this technique when I’ve really connected with a client, had an amazing conversation, and they feel like I truly listened to them but then for factors out of my control I can’t issue them a policy. The moment when that “Due to underwriting guidelines…” pops on my screen I instantly get tensed. Now I have to deliver some bad news. I take a deep breath and tell myself at least 3 positive affirmations. No matter what the circumstances are, we are in control. Here are some positive affirmations to get you through.

I am okay.
I am safe.
I am not in danger.
I can do this.
I am good enough.
I am strong.
I am confident.
I have everything I need to withstand.
I let go of what I can’t control.
I am in control of my emotions.
I will get through this.
This is temporary.
This doesn’t define me.
I am letting go of fear.
I am calm.
I believe in myself.
I am growing in this moment.

Those are some positive affirmations that you can repeat to yourself or aloud if you’re faced with a situation you may feel you’re losing a grip on. 17 THINGS I DO WHEN I’M FEELING ANXIOUS Pause. Take a deep breath. Remind yourself you are in control. Those thoughts aren’t valid and this too shall pass.

RosalynLynn

Be you so you can be free.

MENTAL NOTE OF THE DAY

” Sometimes happiness looks like staying home, minding your business, telling people no, and doing you.” – Myleik Teele

Please don’t get fooled by social media thinking you have to spend your life savings going on extravagant vacations, wearing expensive clothes, and having the latest IPhone. You can be happy taking a mini vacay to the next town over. Sight seeing, eating good food, and learning something new closer to home. Spending money on the latest trends requires a lot of time and money trying to keep up. No matter what you wear you define the outfit. Find your style and wear it with confidence. Labels doesn’t add value to you. KEY TO HAPPINESS: DO WHATEVER YOU WANT TO DO Create an environment at home to where you don’t ever want to leave. Not only ensure it’s comfy, inviting, and secure, but make sure your home is safe mentally and emotionally. Declutter, clean, and infuse your home with scents of calm. This will allow for your home to give you a safe space mentally and emotionally. Happiness is being secure in who you are and not worry about what others are doing or what they have. How they live their life isn’t your business. The most freeing feeling is telling someone “no” without giving any explanation. So often we feel we need to explain why we’re declining an invitation, doesn’t want to do a favor, or be bothered. Happiness is simple, calm, and doesn’t require much. Enjoy the rest your day!!!!!

RosalynLynn

Be you so you can be free.

SUNDAY RESET JOURNAL PROMPTS

Sundays are days where many people “reset”. It’s the start of a new week, work week, and school. As I ran to the store yesterday afternoon, I was quickly reminded of that because the store was so busy like it was Christmas Eve. It’s been a tradition to use Sunday as a day of preparation and reset to get through the week. Here are a few journal prompts to help you mentally and emotionally get you prepared for the week.

Sunday Journal Prompts

What is on the schedule for this week?
How do I feel about this schedule?
What was a win from last week that I’d like to carry over and continue?
What is one goal for myself this week?
What was the best thing that happened last week?
What do I need for this week to be a success?
What is something I can eliminate to take pressure off myself?
How do I want to feel at the end of the week?
How can I do something fun this week?
Where can I try something new this week?

Those are 10 journal prompts to get you started this week. RESOLVE EVERYTHING FROM LAST WEEK It’s important that our intentions and expectations are clear. These journal prompts allows you to work through what those intentions and expectations are. As you go to the grocery store, do laundry, clean the house, and have Sunday dinner don’t forget to reset your mental and emotional calendar. Happy Sunday Funday!!!!!!

RosalynLynn

Be you so you can be free.

RESOLVE EVERYTHING FROM LAST WEEK

Before the beginning of the new week or work week for some, it’s important to resolve everything that happened last week. From work, to family, health, plans, and what you didn’t get done. Write it down, talk about it, adjust, and learn from last week. One of the biggest mistakes we make is dragging Friday into Monday morning. That’s how we get stuck and trapped into a dark cycle. YOUR MIND AND BODY GIVES YOU ALL THE ANSWERS YOU NEED

white and black weekly planner on gray surface

First starting with work. Whatever happened, leave it there. Try not to bring work home. Once you leave don’t revisit until you go back the next day. Even if you work from home. You can’t change what happened or go back and get a redo. Figure out how you can manage yourself and your expectations going forward to give you the opportunity to succeed. Not just succeed in the functions, but mentally and emotionally as well. Create 2-3 goals for yourself professionally this week. Find a plan to eliminate some stressors, if you have them, to have a better days work.

If you didn’t get to take care of yourself like you wanted this week, again, create a plan to carve time for you to exercise. Sit down on Sunday and create a meal plan for the week. Look at your schedule and see when you have some free time to carve out. Make a commitment to focus on yourself for one hour each day.

Sometimes we need to connect and have a good conversation. If there is a family member or friend that you’ve been meaning to reach out to, schedule that in. Often we feel so much better when we talk out what’s been going on with us and just to release our thoughts and feelings. Purging and hearing someone else’s point of view may help us navigate our daily life.

We’ve heard the cliche, “make sure you close one door before opening another.” Close out this week to prepare for a clean slate. Don’t carry baggage over for it to just pile and stink up the week before you can create any new trash. Do what you have to do to be in safe space emotionally.

RosalynLynn

Be you so you can be free.

SELF CARE IS A LIFESTYLE

I was watching this video and they were discussing how self care is harmful for mental health. I think the misconception is that self care is this “thing” that you have to go find or get. Self care is a lifestyle of habits, tools, and activities you rely on in times of need. You won’t need every tool in the bag everyday. Self care for mental and emotional health is for everyone to cope with daily life.

Also these goals, systems, habits, and activities aren’t just for those suffering from mental illness. If you are a happy and healthy individual, self care is also for you. We all are going to get overwhelmed, drained, exhausted, and burned out. It’s great to have something to rely on and pull out the bag to shake you out of the funk. Sometimes we go on auto pilot and before we know it, life has passed us by and we missed out on some laughter and joy.

These self care activities also doesn’t have to be extreme or expensive. 8 FEEL GOOD SELF CARE ACTIVITIES You have a great tool already, your phone. You can find great motivation and encouragement on YouTube daily, all day. You can journal on your phone. There are many free ebooks and templates you can download. Podcast are great for those seeking motivation and inspiration. A simple self care habit of reading more, can be done on your phone. Download a good book and read instead of scrolling on social media. We can find great exercise videos, plans, and workouts on our phone.

Simply put, self care is for you to have something custom fit for your mental, emotional, and physical health to prevent the burn out or exhaustion. One small daily habit is all some need. One hour of drawing or coloring by numbers is a great stress relief moment for yourself. Rearranging a room in your home is self care. Cleaning your makeup brushes is self care. Self care is endless. Going to sleep early is a self care activity.

There are many great tips, tools, and tricks that many share that has worked for them. Take what you can to help you and leave the rest. Self care is a lifestyle not a one time thing.

RosalynLynn

Be you so you can be free.