Healthy Lifestyle · Self care · Wealth Care

How To Save Money Fast and On A Budget With Money Jars

As a little girl my father would have this huge glass jar filled with coins. When the jar became full, he would take it to the bank, cash it in, and make a deposit. My aunt also had a money jar, that she kept on the corner table filled with coins, and that’s where we would grab our 0.90 cents we needed for the bus every morning.

It’s ironic that in the last couple of years, I too, have adopted the coin jar method and didn’t even realize it. Right now we keep an old peanut jar on the kitchen counter and everyday we put our loose change in their.

What is a money jar? Welp, its a money management system used to save, budget, plan, and be financially responsible. It’s the act of using mason jars, purchasing money jars, making your own money jar, or using regular glasses from your cabinet to place a certain dollar amount in daily, weekly, or monthly to reach a certain finacnial goal. This is a great system for those who are having financial difficulties and want to save for something specific or just to create a savings. Also money jars are good for those who have poor spending habits and is careless with the spending of their money.

Go to your kitchen cabinet and grab a glass that you aren’t using and put a dollar in it. Do this every Monday, or whatever day you choose. If you have more to spare in your budget then start with $5 or whatever you can afford. The best thing about this system is that you can start as little as your budget allows. This is the quickest and easiest way to save money especially if you’re on a budget or just going through a rough time right now.

Having a money jar or jars in the home are a great way to physically see your savings. Yes we have saving accounts, but the physical action of taking money out of your wallet, and watching that jar fill, encourages you mentally and emotionally. You see the progress which encourages you to save more and spend less.

Also, I don’t know about you, but we’ve become so used to swiping our debit or credit card. How many times have you said you weren’t going to spend any money, and before you know it, your account balance has dropped. It’s very easy to swipe, and guys those small amounts add up.

You begin to know the importance of spending less, being grateful for what you have, and the desire of having “stuff” isn’t as fulfilling anymore. You become more comfortable in living without certain “things” and notice the amount of frivolous spending that may occur.

The insight on “what did I spend my money on” becomes clear. How many times do you look and say where did I spend all that money? What did I buy? I’ve done it plenty of times walking out the store, and saying “it doesn’t look like I have a cart of stuff worth a $100”. How many times have you guys said that?

You can have as many money jars as you think you need or want. To begin the process, figure out what you want to save for and how many jars you need. We have 3 children so January 1, we get a jar and label it Christmas. Next, we like to pay our car insurance in full so we have one labeled car insurance. Thirdly, we have one that literally say “rainy day”. Finally we each have one for something we are saving for personally to us.

Next, label each jar. You can create labels, color code them, or purchase some labels . Then figure out a place in your home of where you’d like to place it. You can opt to keep it visual or in a spot to where it’s out of sight.

You can have a money jar for a house down payment , purchasing a new car, tuition, vacation, or whatever you desire. If you don’t have the finances or desire to purchase a set of mason jars, then you can literally get some glasses and place the money in there.

This process is completely personal to you. You can get as creative as you like. Actually the more creative you are the better.

Mentally you will be encouraged to save as you see it grow, you gain confidence in knowing you’re taking responsibility, and knowing you are pursuing your goals actively. Emotionally you become more aware and conscious of your actions. It makes you question priorities, needs, and wants. Financially you have taken responsibility , being more aware of your spending, and taking control of your life.

Initially, I was like so many people in thinking that’s what I have a savings account for. But since I’ve began putting money in the jar weekly, I’m more encouraged to save, excited about the possibilities and opportunities the savings will allow me, and motivated to continuously be more financially responsible and aware.

One of our biggest motivations is to know that we have something saved not just for our family but if someone we love who is need we can provide a little financial assistance to them in their time of need.

Most of the time one of the biggest reasons we begin to feel hopeless or in despair it’s due to a financial set back that we didn’t expect. Having a financial set back tends to send every other area in our life into a pit. The best way to set ourselves up for success is to begin to save no matter what our income level is and using the money jar system is a great way to start. I encourage anyone to try it. Make a commitment, start small, and work on your finances this year.

RosalynLynn

Be you so you can be free.

Self care · Self improvement

HAPPY VALENTINES DAY!!!!!!!

Happy Valentines Day

Happy Valentines Day to you all. May your day be filled with love, laughter, and happiness. Yes, we celebrate the love ❤️ of our spouses, partners, family, and friends, but the most important person to celebrate is YOURSELF. Make sure to shower yourself with the love, affirmations, and the kindness you deserve. The best gift we can give is the fullness of who we are. And if you’re single please don’t get caught up into all the hype of everyone sharing their Valentines Day joys. You are where you need to be and you can shower yourself. Buy yourself some flowers, a bottle of wine, and get you a dinner from your favorite restaurant. Remember just because people are in a relationship doesn’t mean they’re going to have a good Valentine’s Day. Enjoy yourself and where you are. Give love, share love, and accept love.

RosalynLynn

Be you so you can be free.

Personal Growth · Self care · Self improvement

I Was Grown Before, But Now I Really Think I’m Grown

Something happens when you hit 40. I’ve always heard people talk about it and say how something shifts, it definitely does and it’s noticeable.

For starters, I no longer care about having a closet full of clothes and shoes. Let alone caring about the name or labels on the tags. My care has shifted to making sure my home is as cozy as possible. I enjoy walking through Menards, Lowes, and the Garden section in Walmart. Creating a home with positive energy, peace, comfort, and happiness tickles my fanny.

While creating a safe space to be free, I’ve adopted the less is more option. That is with everything. Clothes, shoes, makeup, skincare, knickknacks, decor, kitchen gadgets, and just stuff. I find myself throwing away a lot of “stuff” as I clean and do laundry.

The next thing I noticed, and this is what made me figure out the shift in myself, is I pay attention to what others say on certain topics, or what they don’t say specifically. I pay attention to a person actions towards others, positive and negative. I specifically watch to see if they cut corners, always wanting something extra, looking for a leg up, wanting favors, and just how they move in general.

“The best judgment of character is to watch how a person engage with others.”

Another thing that I noticed is my daily lifestyle habits are very important. You know when you’re younger, eating right isn’t at the top of the list. Also when you’re young and dumb, you think you never going to gain weight or you can lose it easily. Yeah Right!!!!!! Making sure I have healthy eating habits, exercising throughout the week, and oh, this is a big one, gettting my behind in the bed at night is a priority at the top of my list.

I begin to pay attention to those who don’t see drinking water and eating vegetables are a priority. I love it when a coworker or friend tell me they want to lose weight or going on this fad diet, while eating a bucket of ice cream. I will support and motivate anyone, but if you’re wasting my time by not being serious or taking your health serious then, I have to move on.

I’ve become more mindful on what I watch, read, and listen to. Because of the world we live in, I find myself constantly seeking motivational and inspiring content to consume to ensure I’m operating from a place of positivity. YouTube has tons of motivational content on all subject matters to keep your gas tank full. I can find long videos while I clean up or a quick video on the ride to work to keep me going. Pinterest has millions of inspirational quotes to get you through any situation. Of course we know Instagram has content that motivates us.

Side Note: The key to social media is to only click on the content that you seek, or aspire to indulge. That way the algorithm will only pull the content in which you want to see.

My insatiable desire to let everyone know they are worthy is mounting. It really pains me to hear or see of a individual feeling down, in despair, hopeless, and unmotivated.

You are bigger than the storm you going through. Remember storms are temporary.

I have become completely comfortable in feeling my feelings and not feeling bad about it. Feeling my feelings allows me to process it, talk it out, and move passed it. Which is great for my mental health. I encourage everyone to feel their feelings so you can learn and move forward. Ignoring or pretending like nothing bothers you, only hurts you and prevents you from being the best version of yourself.

I used to love going to the store to “just” look, now I only go when necessary and frankly I don’t even like doing that. It’s not so much about spending money or trying to save money, it’s not wanting be in the midst of the craziness that happens when you go shopping. Also, thats how I know I‘ve accomplished my goal of being at peace and content with what I have. There is nothing wrong with “wanting” more, but you have to start by being grateful for what you have now.

Which brings me to my next point, in being more financially aware or frugal. When I want something, I really think about it for some time. I go through a serious of questions: Do I really need it? Do I have a place for it? Can I afford it? Lastly on the financial tip, is I’d rather save and pay cash for it, instead of having debt and interest.

I really just don’t have time to argue. First of all, my blood pressure tells me girl you need to sit down, and you know what, they just aren’t worth it. I’ve learned to let go. The energy that it exhaust out of me is too much and most of the time its not going to change the outcome, circumstances , or how a person feels.

It feels good to not care what people think or say. This one took me a while. It wasn’t so much of what my friends thought, but wanting the approval from my family that I was doing right or making the right decisions stressed me out. Another one that took me a while to grasp, is to not take things personally when people are rude or disrespectful. The anger that they display has nothing to do with me.

Welp, thats a few things I’ve noticed that has changed in me. It feels good, I feel good, and I want y’all to have the same liberating feeling. Remember it’s a journey, there isn’t a destination, and I’m still hopping along.

RosalynLynn

Be you so you can be free.

Mental Health · Personal Growth · Self care

An Open Letter…To Anyone

Dear friend 🌹,

I know you’re in pain and I’m so sorry. You feel like there is a dark cloud over you, lurking. No matter what you do, it feels like you just can’t catch a break. For every two steps forward, you take one back. You feel so unappreciated, invisible, and dismissed. Everyone is take take take and no one ever stopped to ask you how you are doing or if you need help.

You can’t breath. You can’t think. You don’t know what’s going to happen from moment to moment. You’re always on edge. Feel like a ticking time bomb. Your life feels like a puzzle and all the pieces are on the table scattered. You don’t even have the frame together, let alone at least two pieces in the center. My dearest of friends I’m sorry.

Your feelings are absolutely valid. What you are feeling is right. There isn’t anything wrong with you. All you want someone to do is say thank you or ask are you ok. A simple kind gesture makes all the difference in how your day will go. For, you always make sure everyone else is good.

I’m here to tell you, it will get better. You deserve all the happiness and joy you desire. You will laugh and smile again. You will have fun filled days again. You have the power and control of your happiness. You may bend but you won’t break. You have come this far and endured, you will come out stronger and tougher. Let this be a lesson so in the future you won’t bend as easily and definitely won’t break.

You have the right to say NO!!!!!. You have the right to decline an invitation or offer. Something as simple as “you know I appreciate your offer and kindness of thinking of me, but I’m not in a good space right now so I’ll catch you next time.” Or if someone is asking something of you and its not in your spirit to fulfill, “I appreciate your trust in me but that isn’t something I’m able to do at this time.”

Make yourself a priority, create boundaries, and focus on yourself. Don’t feel bad or guilty about saying “I’m not ok right now and I need to get better.” Taking a step back away from everyone and everything is something we all need to do from time to time.

Take your life and happiness back. Get well soon. Get happier soon. And trust me we all will love the happier YOU.

You are worth it. You deserve it.

RosalynLynn

Be you so you can be free.

Mental Health · Personal Growth · Self care

Don’t Know Where To Begin…Here Are 30 Questions To Ask Yourself

Knowing you want to improve certain areas of your life is half the battle. If you feeling a little stuck, here are 30 questions to get your mind running.

  1. When was the last time I gave myself a compliment?
  2. What is one of the biggest fears that’s holding me back from doing what I want to do?
  3. Am I being the person to others that I want people to be to me?
  4. Am I living the life I want?
  5. Am I putting limits on my life, dreams, hopes and the way I think?
  6. Have I been living life or just existing?
  7. Have the choices I’ve made been with my mind or heart?
  8. Have I been good to myself: my mind, body, and spirit?
  9. What is the one thing that makes me uncomfortable?
  10. When I make a mistake, how do I handle it?
  11. Am I an inspiration to myself and those around me?
  12. What are my biggest accomplishments that I’m most proud of?
  13. What is the one thing I’d like to accomplish this year?
  14. What is the one thing that happen last year that I’d like to continue?
  15. What is the one thing I’d like to change, fix, or get better at?
  16. If I had a magic wand, the one thing in the world I’d like to fix is?
  17. What is my definition of success?
  18. What are the three things I value most?
  19. What is the one thing I’m really good at?
  20. Do I enjoy what I do?
  21. What can I do right now that will have a positive impact on my life?
  22. When was the last time I stepped outside my comfort zone?
  23. What is the one thing I enjoy doing in my free time?
  24. Do I have any hobbies or favorite activities?
  25. If I were completely honest with myself, what is my confidence level on a scale of 1-10?
  26. How do I deal with change?
  27. How do I respond to negative situations or negative people?
  28. What is the one place I’d like to vacation if money wasn’t an object?
  29. Am I a happy person?
  30. Do I like myself?

RosalynLynn

Be you so you can be free.

Healthy Lifestyle · Mental Health · Self care

She Knows

She doesn’t think she’s better than anyone, nor does she think anyone is better than her
She will give you a chance, but if you muck it up you won’t get another
She doesn’t mind being different
She doesn’t mind being alone
She is strong
She knows her own strength
She knows what she wants
She minds her own business
She mourns in silence
She doesn’t have, need, or want a lot of “friends”
She is natural
She is caring
She can keep a sercret
She makes her own decisions and sticks with them
She doesn’t care what others are doing
She loves hard…and hurt hard
She is a gentle lion
She is educated
She’s always thinking, analyzing, and plotting up something new
She isn’t afraid to try something new or step outside her comfort zone
She knows how to balance her life
She doesn’t sweat the small stuff
She is confident
She is comfortable in heels
She is comfortable in sweats
She is proud
She is talented
She’s always switching up her look
She never lets you get too close or comfortable with her
She doesn’t stop once she get started
She is unique
She doesn’t seek advice, she trusts her instinct
She validates herself
She share, give, and love unconditionally
She is unapologetically her
She is woman

RosalynLynn

Be you so you can be free.

Mental Health · Self care · Spiritual Health

Happy Sunday

I just wanted to come to you all really quick and wish you a Happy Sunday morning, noon, or night. I hope you get the peace, relaxation, and joy this day has to offer before the start of the week.

It’s been heavy on me to express to those who are in distress or not, that there’s a reason and purpose for everything even in the toughest of times. Find your purpose for living. Even in the midst of storm my family is in following the death of my mother in law, I can’t help but to have this overwhelming feeling of gratitude.

Blessed Through The Storms

While in the storm we are getting drenched, dirt poured on us, and beat down in the process. Stay present in the moment. Feel every drop of dirt, debris, and rain no matter how bad it hurts. We need the storms to grow and show us the true strength and power we have. My friends anything that is good for us needs dirt and water to grow. Plants, flowers, fruits and vegetables.

If you are sick believe that you are healed. If you are weak believe you are strong. You have been prepared and equipped for every storm. You have everything you need to withstand. At this moment you just have to access it through gratitude 🙏 and having Faith.

Thank you and God Bless.

RosalynLynn

Be you so you can be free.

Healthy Lifestyle · Mental Health · Self care

Random Post…Happy Friday Y’all

We’re 15 days into the new year and it seems it’s been a long one already. There is so much going on around the world, in our homes, and on our jobs that can easily get us into the state of “How in the world did I end up here?”

Right now more than ever taking a moment to ourself is crucial to all of our wellbeing. Even if you can get five minutes in, it’s better than none. Turn the news off, do not consume that all day. Turn off your social media notifications for a day or so. If you feel you can’t turn off your notifications just don’t respond, read, or look at them for a day.

Please be mindful of what you’re consuming and how much. This includes your conversations with family, friends, and coworkers. If you have someone at work like I do, who loves to talk about politics every moment of day, find a way to recenter. For me, I either completely ignore them, turn on my radio really low, and zone out. Eventually when I don’t respond or engage they stop or switch the subject. Another way I deflect is to simply say “I’ve had my fair share of politics I’m really not interested in discussing it right now.” Finally, my last resort, is to literally refer the conversation back work or another subject.

That goes for any subject matter that you are tired of talking about or hearing about.

Another thing that has been heavy on me is to ask yourself what are you condoning, participating, accepting, and accommodating? Right now there are many things that we normalize and gloss over as if its ok, knowing deep down it’s not. Stop twisting yourself into a pretzel, to keep the peace in fear of being left out and talked about.

If it ain’t right, don’t sit well in your spirit, and you don’t want to, then exist gracefully.

I’ve had to come to grips with this subject matter this week. Unfortunately, my mother in law passed away, and me knowing my role on when, where, and how far to extend my support had to become clear to me. I had to step back and say it’s not my mother, my husband has siblings, and I don’t have a say so. I had to tell my husband I’m here, you all let me know what you want and need me to do. I was beginning to struggle on if I was being a good wife, if I didn’t do or be apart of certain situations. But I had to realize my support is to my husband and my children, who lost their grandmother.

Finally, I come to know and understand that I can’t fix people or save people. I can’t and will not break myself down trying to fix someone else. Also if it has nothing to do with you, it doesn’t concern you, it’s none of your business, it doesn’t effect you or your family, it’s out of your control, or you can’t change it, then let it GO. Don’t be mad, angry, upset, bitter, or hold a grudge. Just be done and let go. And don’t look back.

Bet on yourself first, this one time, and give yourself a chance.

RosalynLynn

Be you so you can be free.

Healthy Lifestyle · Mental Health · Self care

Why Mindset Is Everything

What you think will become your actions
What you think you believe, negative or positive
What you think you speak
What you think you become
What you think propels you forward
What you think holds you back
What you think is who you are

“Once your mindset changes, everything on the outside will change along with it.” -Steve Maraboli

No matter what the situation or scenario is we must train our mind to think positive thoughts. How we process and think about anything will determine the outcome of every situation. For every thought we think turns into how we respond.

That action in our response therefore sets the tone on if we proceed into something positive or propels us into a downward spiral. Which, depending on the action can either put us on a path of success or destruction. Positive mindset is essential to our mental and emotional health.

“Happiness depends on your mindset and attitude. -Roy T. Bennett

Our mindset is everything even in the choice of words or language we use. What we think, we will say. Words matter, words hurt, and once we spew words we can’t take them back. Our choice of words can repair relationships, begin relationships, make someone feel good, and yes save our jobs.

That whole saying “mind over matter” isn’t just a saying, it is a way of life. What we think comes out in every action we do and every interaction we have. We don’t realize it, but people can tell what our mindset is by our actions and the way we speak.

Our mindset is what we believe in our core, who we are, and determines the path we take. Having a positive mindset and training it to be positive will allow us to overcome and weather any storm.

“Mind is a flexible mirror, adjust it, to see a better world.” -Amit Ray

Instead of saying “I have to go to work, say I get to go to work.” That simple thinking will put you in the right mindset in the morning and your subconscious is set for you to have a good day.

Positive thoughts lead to positive emotions that leads to positive feelings that sets positive actions into place which leads to positive vibes and positive energy that is contagious which means everyone around you has a positive attitude. That one thought has lead you to have a positive day, an enjoyable day, and you’ve controlled and determined your atmosphere just by having a positive mindset.

This last year I really put this into practice. When I decided to consciously be aware, I noticed one little thought made the difference in how my day went. For example, there were times in the morning before I got out of bed I said to myself I don’t want to go to work or I don’t want to see XYZ, and guess what happened when I got there. I had a horrible day at work. The moment I saw XYZ my facial expression and energy created an atmosphere that wasn’t pleasant. The rest of the day it was awkward and tense.

So I tried the positive route. I woke up saying I’m thankful to have a job to go to, we are different but I can learn a lot from XYZ, and you guessed it, I had an amazing day. I walked in, said good morning, and created an atmosphere that was pleasant. From that point on I knew the power in having a positive mindset, the power I had in setting out for a positive day, and creating an atmosphere that is advantageous to my mental health.

This year if you want to start fresh begin with a positive mindset. It will set you up for success every time no matter what the situation is.

RosalynLynn

Be you so you can be free.

Healthy Lifestyle · Self care

DIY Cucumber Lemon Water

So we know how important it is to drink water throughout the day as well as the benefits of drinking the proper amount of water daily. However, there are many of us who don’t like the taste of water, which can discourage us from drinking it.

Cucumber Lemon Water

Yes, there are many options available for flavoring our water on the store shelves but I’ve found making a gallon of cucumber lemon water is much more refreshing. Not to mention, the natural and healthy nutritional benefits of having cucumber and lemon in your water.

Benefits Of LemonsBenefits Of Cucumbers
Good Source of Vitamin CAntioxidant Rich
Flavor Promotes HydrationExcellent Source of Hydration
Improves Health of SkinHigh in Vitamin K-Aids in Bones Health
Aids in DigestionPotassium Aids in Blood Pressure
Helps With Weight Control Aids In Skin Health
Healthy Benefits

The recipe is simple, little to no prep time, and very inexpensive.
To make a gallon of cucumber lemon water you’ll need the following:

-1 Gallon of Water
-Pitcher
-1 Cucumeber
-2 Lemons

Preparations

Thinly slice the cucumber and lemon. Place both the cucumber and lemons into the bottom of the pitcher. Pour your gallon of water into the pitcher with the cucumber and lemons. You can give it a little stir to mix everything together, but it isn’t necessary.

Next, you can refrigerate for about an hour to cool or fill pitcher with ice if you’re needing to serve right away. The longer you allow the ingredients to penetrate the water the more flavorful it will be.

Cucumber Lemon Water

If you don’t want to make a full pitcher, a glass of ice water recipe calls for:
*2 Slices of Lemon
*3 Slices of Cucumber

Please note: This is how I like my cucumber lemon water. You may increase some ingredients or decrease some depending on your taste buds.

This is a great refresher if you don’t like the taste of water, if you plan on entertaining and would like a spin on plain water, great of course in the summer, and if you need a detox at the beginning of the year to start your fitness journey.

I first tasted this flavor of water three years ago at a Hotel in July while we were on vacation. Every time we walked into the lobby we couldn’t wait to stop at the cooler and get a cup, and I’ve been hooked ever since then. When I drink cucumber lemon water I can’t stop and therefore my body thanks me. Whenever I feel like I need to cleanse or dehydrated I spend the weekend drinking this mixture and by Sunday I can literally see the difference in my body, energy, and skin.

Please give it a try and let me know how you enjoyed this all natural refresher.

RosalynLynn

Be you so you can be free.