Money Jar Saving Method for easy saving

I grew up on the money jar saving method and didn’t even know it. For example, as a little girl my father would have this huge glass jar filled with coins. When the jar became full, he would take it to the bank, cash it in, and make a deposit. My aunt also had a money jar, that she kept on the corner table filled with coins, and that’s what we used as our daily bus fare.

It’s ironic that in the last couple of years, I too, have adopted the save money method using jars. Right now we keep an old peanut jar on the kitchen counter for our daily lose change.

What is a money jar? Welp, its a money management system used to save, budget, plan, and be financially responsible. It’s the act of using mason jars or any kind of jar to place a certain dollar amount in daily, weekly, or monthly to reach a certain finacnial goal. This is a great system for those who have trouble saving or poor spending habits. The money jar system can be used to save for something specific or rainy day.Handle Your Business…Get Your Finances Together

Go to your kitchen cabinet and grab a glass that you aren’t using and put a dollar in it. Do this every Monday, or whatever day you choose. If you have more to spare in your budget then start with $5 or whatever you can afford. The best thing about this system is that you can start as little as your budget allows. This is the quickest and easiest way to save money especially if you’re on a budget or just going through a rough time right now.

Having a money jar or jars in the home are a great way to physically see your savings. Yes, we have saving accounts, but the physical action of taking money out of your wallet, and watching that jar fill, encourages you mentally and emotionally. You see the progress which encourages you to save more and spend less.

Also, I don’t know about you, but we’ve become so used to swiping our debit or credit card. How many times have you said you weren’t going to spend any money, and before you know it, your account balance has dropped. It’s very easy to swipe, and guys those small amounts add up.

You begin to know the importance of spending less, being grateful for what you have, and the desire of having “stuff” isn’t as fulfilling anymore. You become more comfortable in living without certain “things” and notice the amount of frivolous spending that may occur.

The insight on “what did I spend my money on” becomes clear. How many times do you look and say where did I spend all that money? What did I buy? I’ve done it plenty of times walking out the store, and saying “it doesn’t look like I have a cart of stuff worth a $100”. How many times have you guys said that?

You can have as many money saving jars as you think you need or want. To begin the process, figure out what you want to save for and how many jars you need. We have 3 children so January 1, we get a jar and label it Christmas. Next, we like to pay our car insurance in full so we have one labeled car insurance. Thirdly, we have one that literally say “rainy day”. Finally we each have one for something we are saving for personally to us.

Next, label each jar. You can create labels, color code them, or purchase some labels . Then figure out a place in your home of where you’d like to place it. You can opt to keep it visual or in a spot to where it’s out of sight.

You can use the money jar saving method for a house down payment , purchasing a new car, tuition, vacation, or whatever you desire. If you don’t have the finances or desire to purchase a set of mason jars, then you can literally get some glasses and place the money in there.

This process is completely personal to you. You can get as creative as you like. Actually the more creative you are the better.

Mentally you will be encouraged to save as you see it grow, you gain confidence in knowing you’re taking responsibility, and knowing you are pursuing your goals actively. Emotionally you become more aware and conscious of your actions. It makes you question priorities, needs, and wants. Financially you have taken responsibility , being more aware of your spending, and taking control of your life.

Initially, I was like so many people in thinking that’s what I have a savings account for. But since I’ve began using the money jar saving method weekly, I’m more encouraged to save, excited about the possibilities and opportunities the savings will allow me, and motivated to continuously be more financially responsible and aware.

One of our biggest motivations is to know that we have something saved not just for our family but if someone we love who is need we can provide a little financial assistance to them in their time of need.

Most of the time one of the biggest reasons we begin to feel hopeless or in despair it’s due to a financial set back that we didn’t expect. Having a financial set back tends to send every other area in our life into a pit. The best way to set ourselves up for success is to begin to save no matter what our income level is and using the money jar system is a great way to start. I encourage anyone to try the money jar saving method. Make a commitment, start small, and work on your finances this year.

RosalynLynn

Be you so you can be free.

HAPPY VALENTINES DAY To All!!!

Happy Valentines Day

Happy Valentines Day to you all. May your day be filled with love, laughter, and happiness. Yes, we celebrate the love ❤️ of our spouses, partners, family, and friends, but the most important person to celebrate is YOURSELF. Make sure to shower yourself with the love, affirmations, and the kindness you deserve. The best gift we can give is the fullness of who we are. To those that are single please don’t get caught up in all the hype of everyone sharing their Valentines Day joys. You are where you need to be and you can shower yourself. Most importantly please know being single isn’t a bad thing.

Therefore, buy yourself some flowers, a bottle of wine, and get you a dinner from your favorite restaurant. You can have a date night all by yourself and have more fun than a couple. Remember just because people are in a relationship doesn’t mean they’re going to have a good Valentine’s Day. In the meantime put your phone down and be one with yourself on this Valentine’s Day.

In conclusion, may we all use this day to inspire, motivate, and uplift. You never know who you may touch in the process. When you go to the grocery store, tell the cashier Happy Valentines day. It will make all the difference even if you don’t understand or know it. Enjoy yourself and where you are at this moment. The more you spread love and joy, the more you are going to receive. However, when love is poured out to you accept it. Remember, God uses may avenues to bless us. You never know who He is sending to deliver his message. Now go enjoy your day and make someone’s else’s in the meantime. Give love, share love, and accept love.

Happy Valentines Day!!!!!!

RosalynLynn

Be you so you can be free.

I WAS GROWN BEFORE, BUT LIFE CALLED ME

Something happens when you hit 40. I’ve always heard people talk about it and say how something shifts, it definitely does and it’s noticeable. I was grown before, but now I really think I’m grown. Some can be adults in age, but not so much in their priorities, responsibilities, and life.

For starters, I no longer care about having a closet full of clothes and shoes. Let alone caring about the name or labels on the tags. My care has shifted to making sure my home is as cozy as possible. I enjoy walking through Menards, Lowes, and the Garden section in Walmart. Creating a home with positive energy, peace, comfort, and happiness tickles my fanny.

While creating a safe space to be free, I’ve adopted the less is more option. That is with everything. Clothes, shoes, makeup, skincare, knickknacks, decor, kitchen gadgets, and just stuff. I find myself throwing away a lot of “stuff” as I clean and do laundry.

The next thing I noticed, and this is what made me figure out the shift in myself, is I pay attention to what others say on certain topics, or what they don’t say specifically. I pay attention to a person actions towards others, positive and negative. I specifically watch to see if they cut corners, always wanting something extra, looking for a leg up, wanting favors, and just how they move in general.

“The best judgment of character is to watch how a person engage with others.”

Another thing that I noticed is my daily lifestyle habits are very important. You know when you’re younger, eating right isn’t at the top of the list. Also when you’re young and dumb, you think you never going to gain weight or you can lose it easily. Yeah Right!!!!!! Making sure I have healthy eating habits, exercising throughout the week, and oh, this is a big one, gettting my behind in the bed at night is a priority at the top of my list.

The eating and drinking habits of others is something I’ve come to pay attention to. I love it when a coworker or friend tell me they want to lose weight or going on this fad diet, while eating a bucket of ice cream. I will support and motivate anyone, but if you’re wasting my time by not being serious or taking your health serious then, I have to move on.

I’ve become more mindful on what I watch, read, and listen to. Because of the world we live in, I find myself constantly seeking motivational and inspiring content to consume to ensure I’m operating from a place of positivity. YouTube has tons of motivational content on all subject matters to keep your gas tank full. I can find long videos while I clean up or a quick video on the ride to work to keep me going. Pinterest has millions of inspirational quotes to get you through any situation. Of course we know Instagram has content that motivates us.

Side Note: The key to social media is to only click on the content that you seek, or aspire to indulge. That way the algorithm will only pull the content in which you want to see.

My insatiable desire to let everyone know they are worthy is mounting. It really pains me to hear or see of a individual feeling down, in despair, hopeless, and unmotivated.

You are bigger than the storm you going through. Remember storms are temporary.

The ability to comfortable in feeling my feelings and not feeling bad about it has lifted weight off my shoulders . Feeling my feelings allows me to process it, talk it out, and move passed it. Which is great for my mental health. I encourage everyone to feel their feelings so you can learn and move forward. Ignoring or pretending like nothing bothers you, only hurts you and prevents you from being the best version of yourself.

I used to love going to the store to “just” look, now I only go when necessary and frankly I don’t even like doing that. It’s not so much about spending money or trying to save money, it’s not wanting be in the midst of the craziness that happens when you go shopping. Also, thats how I know I‘ve accomplished my goal of being at peace and content with what I have. There is nothing wrong with “wanting” more, but you have to start by being grateful for what you have now.

Which brings me to my next point, in being more financially aware or frugal. When I want something, I really think about it for some time. I go through a serious of questions: Do I really need it? Do I have a place for it? Can I afford it? Lastly on the financial tip, is I’d rather save and pay cash for it, instead of having debt and interest. When you’re younger you view money differently. I know I’m grown because life has called me to look at money and finances completely different.

My desire to give folks my time and argue just isn’t happening anymore. First of all, my blood pressure tells me girl you need to sit down, and you know what, they just aren’t worth it. I’m was grown before and life has called me to let certain things go. The energy that it exhaust out of me is too much and most of the time its not going to change the outcome, circumstances , or how a person feels.

It feels good to not care what people think or say. This one took me a while. It wasn’t so much of what my friends thought, but wanting the approval from my family that I was doing right or making the right decisions stressed me out. Another one that took me a while to grasp, is to not take things personally when people are rude or disrespectful. The anger that they display has nothing to do with me.

Welp, thats a few things I’ve noticed that has changed in me. It feels good, I feel good, and I want y’all to have the same liberating feeling. I was grown before, but now I’m really grown and growing. Remember it’s a journey, there isn’t a destination, and I’m still hopping along.

RosalynLynn

Be you so you can be free.

An Open Letter To Anyone You are enough

An open letter to anyone, you are enough, I hear you, see you, and feel you. I know you’re in pain and I’m sorry. You feel like there is a dark cloud over you, lurking. No matter what you do, it feels like you just can’t catch a break. For every two steps forward, you take one back. The feelings of being unappreciated, invisible, and dismissed is mounting. Everyone is take take take and no one ever stopped to ask you how you are doing or if you need help.

You can’t breath. You can’t think. The numbness from the neck down has become comfortable and a security blanket. You’re always on edge. However, at any moment you feel like a ticking time bomb. Your life feels like a puzzle and all the pieces are on the table scattered. The frame isn’t even together, let alone at least two pieces in the center. My dearest of friends I’m sorry.

Every feeling, thought, and emotion you are having is valid. That is why I decided to write you an open letter. What you are feeling is right. There isn’t anything wrong with you. All you want someone to do is say thank you or ask are you ok. A simple kind gesture makes all the difference in how your day will go. On the other hand, you always make sure everyone else is good.

I’m here to tell you, it will get better. For instance, the happiness and joy you yearn for you will receive, and soon. My friend that beautiful smile and laugh we will hear again. Enjoying each day and having fun will be apart of your life. Use this open letter as a reminder that you will have power and control of your life. Just like bamboo you may bend but you won’t break. You have come this far and endured. After that you will come out stronger and tougher. Therefore, let this be a lesson so in the future you won’t bend as easily and definitely won’t break.

You have the right to say NO!!!!!. You have the right to decline an invitation or offer. Here are a couple of examples for declining someone, “you know I appreciate your offer and kindness of thinking of me, but I’m not in a good space right now so I’ll catch you next time.” Or if someone is asking something of you and its not in your spirit to fulfill, “I appreciate your trust in me but that isn’t something I’m able to do at this time.”

In the meantime, make yourself a priority, create boundaries, and focus on yourself. Don’t feel bad or guilty about saying “I’m not ok right now and I need to get better.” Also taking a step back away from everyone and everything is something we all need to do from time to time.

In conclusion take your life and happiness back. This is a temporary storm. Get well soon. Get happier soon. And trust me we all will love the happier YOU.

You are worth it. You deserve it.

RosalynLynn

Be you so you can be free.